As an Australian worker, you automatically have Total and Permanent Disability (TPD) and death lump sum insurance cover through your default superannuation fund, called MySuper accounts. This protects you and provides affordable cover in case you have to stop working for any medical reason such as injury or illness. A life insurance policy provided by your employer or membership of your union, financial institution or bank may also cover you for TPD.
If you do need to make a TPD claim through any of the above policies, it’s vitally important that you have the right team of lawyers expert in this area of law to guide you through the process. Otherwise, you may lose your case and fail to receive your benefits and entitlements.
At PK Simpson, we are a law firm with a track record of success, and we have a team of lawyers who specialise in TPD, so they know exactly how to submit your claim and succeed in getting you the maximum benefits you deserve.
Our PK Simpson law firm has a team of expert TPD lawyers who help Australians to claim their benefits – you’re in safe hands with our law team and we’re big on keeping our clients informed and supported throughout the TPD process.
How Do I Know What to Look For in a TPD Law Team?
For a start, since the changes to superannuation law by the Federal Government, it’s important that you look for a team of expert lawyers who have studied the Protecting Your Super Package Act 2019 and are up to scratch with the new claims system. There is a lot to know, for instance, you may lose your cover if your employer isn’t making your superannuation contributions, or your account balance goes below $6,000. Seek immediate help from a law firm and financial advice if you are in this category.
Then choose a law firm such as PK Simpson to handle your TPD claim. You need a law firm such as ours with specialists who are well-versed in TPD assessment and definitions to support a TPD claim.
Accurate and thorough medical evidence is crucial to winning your case and ensuring you receive the highest level of benefits available. Our lawyers are highly experienced in handling TPD claims, and our team specialises in practising TPD only.
At PK Simpson, we pay for all medical reports and maximise your results!
Our friendly team of expert TPD lawyers will look after you and investigate every superannuation fund you’ve ever joined to see if you can make more than one claim.
Our Recent TPD WIns
Our specialist TPD lawyers have a long list of wins after helping claim TPD. For example, some recent wins include an Ädelaide truck driver who couldn’t drive trucks due to a bad back. He received a full TPD payout from SA Super. A woman in Melbourne aged in her 40s who suffered psychological injuries won her full BT Super TPD benefit. Again in Adelaide, a council worker suffering from arthritis and a bad back won full TPD benefit from Caresuper. A disability support worker in Sydney made a claim on her First State Super TPD insurance and was granted more than $300,000, which was her full benefit. These and many more. Make sure your claim is counted among our wins!
If you have suffered an injury or illness that has affected your ability to work, our team of TPD law experts will help to identify whether you have insurance cover and may be able to act to access it and make a TPD claim for you. You can contact our PK Simpson superannuation insurance team by calling 1300 358 057, faxing (02) 92624497 or email firstname.lastname@example.org.