TPD Claims & Super Lawyers Perth
Perth – Total and Permanent Disability Claims
You may be entitled to make TPD claims (Total and Permanent Disability) either through your private insurer or Superannuation policy if you’ve suffered an accident or injury that prevents you from working. You may be eligible for TPD claims or Super claims as long as you have TPD cover. If the injury or illness has caused you to be unable, for six consecutive months, to do the work you did before the onset of illness or the accident or injury, you could be entitled to a TPD lump sum payment. At PK Simpson Perth we recommend that anyone in this position should check with our specialist Super Lawyers and TPD Lawyers to find out whether or not they may be entitled to lodge Super claims or TPD claims. They may be entitled to receive a TPD payment also if they can no longer work in the same capacity as they did prior to the illness or injury.
Such benefits from Super claims, or TPD claims from a private insurer, can cover medical fees, debts accrued, and supply an income to help as far as possible to restore the person’s quality of life. If a parent or partner (or someone upon which a person depends) dies, the person may be able to claim death benefits from the deceased person’s private insurer or make Super claims from their fund to help financially. Every policy varies in the levels of TPD cover, waiting periods, and the length of time in which benefits are payable. So, if you can’t work for the reasons outlined above, PK Simpson’s TPD claims and Super Lawyers in Perth can be of service and make sure you are eligible for and receive the maximum lump sum payments to which you are entitled.
At PK Simpson Perth our TPD claims Lawyers and Super Lawyers focus on keeping our clients up-to-date and supported throughout TPD claims process.
Our expert TPD claims Lawyers will handle your case, maximising each claim, making sure no stone is left unturned.
I Live in Perth, Can I Make TPD or Super Claims?
Yes, if you live in Perth or in any other state of Australia, you can make TPD claims, and Super claims from a private insurer or Super fund if you can no longer work. You can make these TPD claims providing you’ve been employed and have Superannuation cover or private insurance with TPD cover. However, there can be a huge variation between the different Super funds and insurers concerning TPD, and also between each policy, so it can be a complicated process when it comes to who can and who cannot submit Super claims and TPD claims. However, to be classified as totally and permanently disabled, or TPD, a fund member or policyholder, no matter where they live in Australia, must:
- Be classified as incapable, because of injury or illness, to work in any job for which they are reasonably qualified by experience, education or training
- Have completely ended their employment as a result of illness or injury
- Be aged 65 years or under on the date they could no longer work due to the above
- Have TPD cover in their private insurance or Super policy on the day they stopped working.
You may be able to make TPD claims or Super claims from:
- A private Superannuation fund
- Employment Disability Insurance
- Sickness or Accident Insurance
- Trauma insurance
- Life insurance
- Income protection Insurance
- Loan protection insurance
- Mortgage protection Insurance
The lump sum payment you could be entitled to receive can range from $10,000 to over a million in some cases, but if you’re unsure about anything to do with TPD claims or Super claims, contact your Super fund or call PK Simpson and talk to a specialist from our team of TPD Lawyers or Super Lawyers in Perth for the best professional advice.
No Win, no fee! At PK Simpson Perth we can help you with your Super claims and TPD claims!
Wherever and however your injury occurred, it’s worth talking to us – You’re in safe hands with PK Simpson TPD claims Lawyers- Never settle for second best
How do I make TPD claims and Super Claims?
There are specific steps you must take to lodge successful TPD claims and Super claims, and these depend on which Insurance agent or Super fund you have chosen. Your success can also depend on whether or not your policy covers you for your particular TPD. Your chances of successful Super claims for TPD or other TPD claims will be increased if you seek legal help because the claims process can be lengthy, stressful, and confusing. At PK Simpson Perth, our specialist TPD Lawyers and Super Lawyers can make sure you receive the benefits to which you are entitled. The following are some of the more common requirements for making TPD claims, be these Super claims or from another insurer:
- Your employment history – Before you can make TPD claims, most policies will need to be shown that you have had a minimum level of employment.
- Waiting periods – So that all injuries, illnesses and symptoms have enough time to stabilise and the whole damage to be ascertained, some policies ask for a waiting period before lodging Super claims or TPD claims – but it’s crucial that you seek legal advice as soon as possible after your injury or illness, so you’re ready to lodge your TPD claims when they are due.
- The level of your disability – When lodging Super claims or other TPD claims, you will need to prove you have a minimal level of disability – this will be considered when deciding when you can or cannot return to your previous job, or whether you are capable of working at all.
- Permanent disability payouts – The sum of money you receive from TPD claims and Super claims is generally based on your weekly work hours or the total length of your employment.
TPD Lawyers, Super Lawyers
Because of the stress, complications, and confusion that can be part of making TPD claims from a superannuation fund or private insurer, doing it by yourself is not advised. So, we urge you to seek legal help and allow our specialist TPD Lawyers at PK Simpson Lawyers in Perth be of service. We can also make sure you receive the best possible result from your TPD claims or Super Claims, so it’s vital that you have a legal representative on your side because the law can be rather complicated. Contact us as soon as possible after your illness or injury has caused you to stop working. This will protect you, your family, and your future. PK Simpson in Perth has teams of specialist TPD Lawyers who can give you expert, professional advice on your Super claims as well as which benefits you can claim. Our Super and TPD Lawyers are experts; they can explain the entire TPD claims process, and also what you can do if claims are rejected. We can ensure you receive the payments to which you are legally entitled from your Super claims or TPD claims from other insurers.
Is there a time limit to make TPD claims or Super claims?
Yes, there are time limits in which you have to submit Super claims and TPD claims from other funds or insurers. Therefore, before you lodge your claims, it’s crucial that you act as fast as possible and secure professional, expert legal advice from our specialist TPD claims or Super claims Lawyers in Perth. If you are ill and confined at home, our PK Simpson TPD Lawyers and Super Lawyers in Perth can post or email documents to you, so you needn’t even meet face-to-face with our TPD and Super Lawyer specialists. But it’s important to act quickly and get legal advice because time limits might begin to run out after you’ve stopped working, or where TPD claims are rejected, after the date that your insurer or Super fund declined them. PK Simpson TPD Lawyers can rework and submit your TPD claims, and Super claims again, so don’t despair if your claims are denied first up.
PK Simpson in Perth has teams of specialist TPD claims and Super claims Lawyers on hand with the necessary skills, professionalism, experience and personnel to manage all TPD claims.
We also win more than 99 percent of our cases!
If you have an insurance policy, or a Super fund, with appropriate TPD cover and you suffer from an illness or have been injured and cannot work as you once did, you may be able to receive lump-sum payments from Super claims or TPD claims. Contact PK Simpson in Perth and have a chat with one of our specialist TPD Lawyers about TPD claims or Super claims today on 1300 757 467 or send an email to email@example.com.