TPD Claims & Super Lawyers Parramatta
Parramatta – Total and Permanent Disability Claims
If you’re a worker and you’ve suffered an accident or injury or if you have an illness that stops you from doing your job, you may be eligible for TPD claims (Total and Permanent Disability) or claims from your Superannuation policy. If the injury or illness means you cannot work for six consecutive months, or do the work you did before, you may be entitled to a TPD payment. At PK Simpson Parramatta we urge anyone in this position to check with our specialist Super Lawyers and TPD Lawyers to ascertain whether or not they are entitled to lodge Super claims or TPD claims. They may be able to receive a lump-sum TPD payment if they can’t work in the same capacity as they did before the injury or illness.
Such payments from Super claims, or TPD claims from private insurers, can be used to cover debts, medical costs, and provide an income to help as much as possible in the restoration of the person’s quality of life. If a parent or partner (someone a person depends on) dies, the person might be able to claim death benefits from the deceased person’s private insurer or make Super claims from their fund to help with any financial issues. Policies can be variable in the waiting periods, levels of TPD cover, and also the length of time in which benefits are available. So, if you can no longer work for the reasons mentioned above, PK Simpson’s TPD claims and Super Lawyers in Parramatta can be of assistance in making sure you’re eligible for, and get, the maximum lump-sum payments you are entitled to receive.
At PK Simpson Parramatta, our TPD claims Lawyers and Super Lawyers always focus on ensuring our clients are kept up-to-date and supported throughout their TPD claims process.
Our expert TPD Lawyers will handle your claims, maximising each one, and make sure no stone is left unturned.
I Live in Parramatta, Can I Make TPD or Super Claims?
Yes, if you live in Parramatta or in any Australian state or territory, can make TPD claims, and Super claims either from a private insurer or Super fund if you can no longer work. You can make TPD claims providing you’ve been employed and have Superannuation or private insurance with TPD cover. However, there’s a lot of variation between the Super funds and private insurers when it comes to TPD, and between each policy as well, so it can be perplexing when it comes to who can and who cannot lodge Super claims and TPD claims. But to be classed as totally and permanently disabled, or TPD, a fund member or policyholder, no matter where they live in Australia, has to:
- Be classed as incapable, because of illness or injury, to work in any job for which they are reasonably qualified by training, education or experience
- Have stopped working because of illness or injury
- Be under 65 years of age on the date that they stopped work for the above reasons
- Have TPD cover included in their private insurance or Super policy on the date they stopped work due to the reasons outlined above.
You may be able to make TPD claims or Super claims from:
- Trauma insurance
- A private Superannuation fund
- Employment Disability Insurance
- Sickness or Accident Insurance
- Life insurance
- Loan protection insurance
- Income protection Insurance
- Mortgage protection Insurance
The amount of money you may be entitled to claim can range from $10,000 to over a million in some cases, but if you’re unsure about any aspect of TPD claims, or Super claims, contact your Super fund or call PK Simpson and talk to a specialist from our team of TPD Lawyers or Super Lawyers in Parramatta for expert advice.
No Win, no fee! At PK Simpson Parramatta we can help you with your Super claims and TPD claims!
Wherever and however your injury happened, or whatever caused your illness, it’s worth talking to us – You’re in safe hands with PK Simpson TPD claims Lawyers- Never settle for second best
How do I make TPD claims and Super Claims?
There are very specific steps you must take to lodge successful TPD claims and Super claims, and these depend on which Insurance agency or Super fund has your policy. It will also depend on whether or not your policy covers you for your TPD. To increase your chances of successful Super claims for TPD or other TPD claims, seek legal help because the claims process can be daunting, lengthy, stressful and bewildering. At PK Simpson Parramatta, our specialist TPD Lawyers and Super Lawyers can make sure you receive the benefits to which you are entitled, without the stress. The following are some of the common requirements for making TPD claims, whether they’re Super claims or from another insurer:
- Your employment history – Before making TPD claims, some policies will ask that you have worked for at least a minimum period of time.
- Waiting periods – So that all injuries, illnesses and symptoms are given time to develop fully and stabilise, and the full spectrum of damage to be evident, most policies ask that you wait for certain period before submitting Super claims or TPD claims – but it’s imperative that you seek legal advice as soon as you can after your injury or illness, so your TPD claims are ready to lodge when due.
- The level of your disability – When lodging Super claims or other TPD claims, you’ll probably be asked to show you have a minimal level of disability which will be considered when ascertaining when you can return to work, or whether you are able to work at all.
- Permanent disability payouts – The size of payments you get from TPD claims and Super claims is usually based on the number of work hours you complete in a week or the total length of your employment.
TPD Lawyers, Super Lawyers
It can be stressful, puzzling and intricate to make TPD claims from a superannuation fund or private insurer on your own, so let our specialist TPD Lawyers at PK Simpson Lawyers in Parramatta help you.. We can make sure you receive the best possible result from your TPD claims or Super Claims, so it’s vital that you have a legal representative on your side because the law is rather complicated. To protect yourself, make sure you contact us as soon as possible after your illness or injury stops you from working. PK Simpson in Parramatta has teams of specialist TPD Lawyers and we can advise you on Super claims as well as which benefits you can claim, explain the entire process, and also let you know what you can do if your claims are rejected. We can make sure you receive the payments to which you are legally entitled from your Super claims or TPD claims from private insurers.
Is there a time limit to make TPD claims or Super claims?
Yes, there are time limits in which you can lodge Super claims and TPD claims from other funds or insurers – so it’s important to act quickly and obtain professional, expert legal advice from our specialist TPD claims or Super claims Lawyers in Parramatta before submission. If you are ill and confined at home, our PK Simpson TPD Lawyers and Super Lawyers in Parramatta can send documents by post or email them to you, so it’s not even necessary for you to meet face-to-face with our TPD and Super Lawyers. But it’s important to act fast and get legal advice because time limits might begin to run out after you’ve stopped working, or in the case of rejected TPD claims, after the date that your insurer or Super fund said no. PK Simpson TPD Lawyers can re-submit any rejected TPD claims, and Super claims so don’t give up if your claims are declined.
PK Simpson in Parramatta has teams of specialist TPD claims and Super claims Lawyers with the necessary skills, experience and personnel to manage all TPD claims.
We also win more than 99 percent of our cases!
If you have a Super fund or an appropriate insurance policy with TPD cover and you’ve suffered from an illness or you’ve had an accident and injury that means you can no longer work, you may be entitled to a lump-sum payment from Super claims or TPD claims. Contact PK Simpson in Parramatta today and talk to one of our specialist TPD Lawyers about TPD claims or Super claims on 1300 757 467 or send an email to firstname.lastname@example.org.