Darwin TPD Claims & Super Lawyers 2018-08-30T04:51:41+00:00

TPD Claims & Super Lawyers Darwin

Darwin – Total and Permanent Disability Claims

If you’re suffering as a result of an accident, injury or illness that’s preventing you from working, you may be eligible for TPD claims (Total and Permanent Disability) or claims from your Superannuation policy. If the injury or illness has caused you to be unable, for six consecutive months, to do the work you did before the accident or illness, you may be eligible for a TPD payment. At PK Simpson in Darwin, we strongly recommend that anyone in this position should check with our specialist Super Lawyers and TPD Lawyers to find out if they could be entitled to lodge Super claims or TPD claims. They may be able to receive a lump-sum TPD payment if they can’t work any longer in the same capacity as they did before the injury or illness occurred.

The benefits available from Super claims, or TPD claims from an insurer, can provide an income, cover accrued debts and medical fees to help as far as possible to restore the person’s quality of life. If a parent or partner (anyone a person depends upon) dies, the person may be eligible to claim death benefits from the deceased person’s private insurer or make Super claims help with financial burdens. Individual policies do vary in their levels of TPD cover, wait times, and the length of time in which benefits are payable. So, if you can’t work for the reasons outlined above, PK Simpson’s TPD claims and Super Lawyers in Darwin can help make sure you are eligible for and receive your maximum lump-sum entitlement.

At PK Simpson Darwin our TPD claims Lawyers and Super Lawyers focus on keeping our clients supported and kept up-to-date through the TPD claims process.

Our expert TPD Lawyers will handle your claims, maximising every one, making sure no stone is left unturned.

What sort of compensation can I expect?

I Live in Darwin, Can I Make TPD or Super Claims?

Yes, if you live in Darwin or any state or territory of Australia, you can make TPD claims, and Super claims be these from a private insurer or Super fund if you can no longer work. You can make TPD claims as long as you’ve been employed and have Superannuation cover or private insurance with TPD cover. However, there’s much variation between the different Super funds and other insurers concerning TPD, and between each policy as well, so it can be rather perplexing if you try to do this on your own – our Lawyers know who can and who cannot submit Super claims and TPD claims. To be classified as totally and permanently disabled, or TPD, a fund member or policyholder, wherever they live in Australia, must:

  1. Be classified as not capable because of illness or injury of working in any job for which they are reasonably qualified by experience, training, or education
  2. Have discontinued working as a result of such illness or injury
  3. Be aged under 65 on the date that they discontinued work due to the above
  4. Have TPD cover in their private insurance or Super policy on the date they stopped work for the reasons stated above

You may be able to make TPD claims or Super claims from:

  • Employment Disability Insurance
  • Life insurance
  • A private Superannuation fund
  • Trauma insurance
  • Sickness or Accident Insurance
  • Income protection Insurance
  • Loan protection insurance
  • Mortgage protection Insurance

The payment amount you may be entitled to receive could range from $10,000 to over a million in some cases. However, if you need more information about this or you’re unsure about any part of TPD claims, or Super claims, do contact your Super fund or call PK Simpson and chat to a specialist from our team of TPD Lawyers or Super Lawyers in Darwin for expert advice.

No Win, no fee! At PK Simpson Darwin we can help you with your Super claims and TPD claims!
Wherever and however your injury occurred, it’s worth talking to us – You’re in safe hands with PK Simpson TPD claims Lawyers – Never settle for second best

How do I make TPD claims and Super Claims?

Detailed steps must be taken to submit successful TPD claims and Super claims and these depend on which Insurance agency or Super fund handles your policy. It also depends on whether or not your policy actually covers you for your TPD. To heighten your chances of successful Super claims for TPD or other TPD claims, we seriously advise you to seek legal help because the claims process can be stressful and lengthy. At PK Simpson Darwin, our specialist TPD Lawyers and Super Lawyers can make sure you receive the benefits to which you are legally entitled. The following are some of the general requirements for making TPD claims, be these Super claims or from another insurer:

  1. Your employment history – You can only make TPD claims, according to some policies, if you have had a minimum level of employment.
  2. Waiting periods – So all injuries, illnesses and symptoms have enough time to stabilise and show the full spectrum of damage, some policies will want you to wait a certain time before lodging Super claims or TPD claims – but it’s vital to seek legal help as soon as possible after your injury or illness, so you’re ready to lodge your TPD claims when they’re due.
  3. The level of your disability – When submitting Super claims or other TPD claims, you will no doubt be asked to prove you have a minimal level of disability which will be considered to determine when you can or cannot return to your job, or whether you can work at all.
  4. Permanent disability payouts – The sum of money payable from TPD claims and Super claims is usually based on how many weekly work hours you were employed, or the length of your employment.

TPD Lawyers, Super Lawyers

It can be very stressful, complicated, and bewildering to make TPD claims from a superannuation fund or private insurer without legal help, so let our specialist TPD Lawyers at PK Simpson Lawyers in Darwin be of service. We can make certain you receive the best possible outcome from your TPD claims or Super Claims, so it’s essential that you have a legal representative on your side because the law is complex. But to protect yourself, your family and future, ensure you contact us as soon as possible after your illness or injury. PK Simpson Darwin has teams of specialist TPD Lawyers who can advise you on Super claims and which benefits you may claim; they will explain the entire process, and also advise you on what to do if you have claimed on your own and been rejected. We can make sure you receive the payments to which you are legally eligible to receive from your Super claims or TPD claims from a private insurer.

Is there a time limit to make TPD claims or Super claims?

Yes, there are time limits in which you must lodge Super claims and TPD claims. Therefore, it’s crucial that you act as fast as you can to obtain professional, expert legal advice from our specialist TPD claims or Super claims Lawyers in Darwin before you lodge a claim. If you’re ill and confined at home, our PK Simpson TPD Lawyers and Super Lawyers in Darwin can send documents by post or email them, so it’s not even necessary that you meet face-to-face with our TPD and Super Lawyers. The important thing is to act quickly and get legal advice because time limits might begin to run out after you’ve stopped working, or in the case of rejected TPD claims, after the date that your insurer or Super fund declined them. PK Simpson TPD Lawyers can rework and resubmit rejected TPD claims, and Super claims so don’t throw in the towel if your claims are denied.

PK Simpson in Darwin has teams of specialist TPD claims and Super claims Lawyers on hand with the necessary skills, experience and personnel to manage all TPD claims.
We also win more than 99 percent of our cases!

If you have a Super fund or an insurance policy with TPD cover and you suffer from an illness or have had an injury that prevents you from doing your job, you may be entitled to a lump-sum payment from Super claims or TPD claims. Contact PK Simpson in Darwin today and talk to one of our specialist TPD Lawyers about TPD claims or Super claims on 1300 757 467 or send us an email to enquiries@pksimpson.com.au.

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