Workers who have suffered an illness, or have had an accident or injury, may be eligible for TPD claims (Total and Permanent Disability) or claims from their Superannuation policy. If the injury or illness has caused them to be unable, for six consecutive months, to do the work they once did, they could be entitled to a TPD payment. At PK Simpson Brisbane we recommend that anyone in this position should check with our specialist Super Lawyers and TPD Lawyers to ascertain whether or not they may be entitled to lodge Super claims or TPD claims. They may be entitled to receive a lump sum TPD payment if they can no longer work in the same capacity as they did before the illness or injury.
Such benefits from Super claims, or TPD claims from a private insurer, can cover debts accrued, medical fees, and provide an income to help as much as possible to restore the person’s quality of life. If a parent or partner (or someone a person depends upon) dies, the person may be able to claim death benefits from the deceased person’s private insurer or make Super claims from their fund to help with any financial burdens. Individual policies vary in their levels of TPD cover, waiting periods, and the length of time in which benefits are payable. So, if you can’t work for the reasons mentioned above, PK Simpson’s TPD claims and Super Lawyers in Brisbane can help make sure you are eligible for and receive the maximum lump sum.