Workplace injuries to backs and necks are far too common, and a shoulder injury at work is no exception. Since, as a worker, you use your shoulders each time you lift or use your arms, shoulder injuries can cause excruciating pain, limit movement and restrict your ability to work.
Workplace injuries to backs and necks are far too common, and a shoulder injury at work is no exception. Since, as a worker, you use your shoulders each time you lift or use your arms, shoulder injuries can cause excruciating pain, limit movement and restrict your ability to work.
Workplace injuries to backs and necks are far too common, and a shoulder injury at work is no exception. Since, as a worker, you use your shoulders each time you lift or use your arms, shoulder injuries can cause excruciating pain, limit movement and restrict your ability to work.
In New South Wales, all registered vehicles must have third party insurance, which is generally known as CTP or ‘green slip’ insurance. You will not be able to register your car without it, and the reason it’s compulsory is that it covers anyone injured in a motor vehicle accident. At PK Simpson, we act for [...]
As an Australian worker, you automatically have Total and Permanent Disability (TPD) and death lump sum insurance cover through your default superannuation fund, called MySuper accounts. This protects you and provides affordable cover in case you have to stop working for any medical reason such as injury or illness. A life insurance policy provided [...]
TPD, or Total and Permanent Disability, is a lump sum payment that you may receive from your superannuation fund insurance if you have suffered an injury or illness that affects your ability to return to your usual job. There are two types of TPD insurance cover, so you need to know which one you have [...]
Unfortunately, making a Total and Permanent Disability (TPD) insurance claim and receiving your benefits may not be a quick and simple process. Insurers and super funds often decline TPD claims and try to avoid paying the benefits. TPD is usually the injured or ill person’s lifeline, and after going through the ordeal of making [...]
If you have stopped work due to a mental illness, you can claim a little known benefit within your superannuation policy called a TPD insurance. TPD insurance covers you when you cannot return to work due to a psychological injury such as PTSD and other serious mental illnesses as well as other major depressive [...]
There’s been a lot of bad press recently surrounding total and permanent disability (TPD) cover with some products offered by insurers less likely to bring payouts to sufferers. This is the case whether they have TPD injuries to their back, neck, or shoulders working as pickers or packers, or in warehouses; those with cleaning jobs, [...]
Depending on your circumstances there may be ways to access your Superannuation funds early, and debt could possibly be one of them. Two of the reasons you might be able to access your funds before you reach preservation age are related to debts, and these are on the grounds of compassion and also financial hardship. [...]
