Melbourne TPD Claims & Super Lawyers 2018-08-30T05:00:03+00:00

TPD Claims & Super Lawyers Melbourne

Melbourne – Total and Permanent Disability Claims

If you’ve suffered an accident or injury or have an illness, you may be eligible for TPD claims (Total and Permanent Disability) or claims from your Superannuation policy. That’s if you have TPD cover and the injury or illness has caused you to be unable, for six consecutive months, to do the work you did before the onset of illness or the accident or injury. You could be entitled to a TPD payment so you would be wise to check it out at PK Simpson Lawyers in Melbourne. We recommend that anyone in this position should check with our specialist Super Lawyers and TPD Lawyers to ascertain whether or not they may be entitled to lodge Super claims or TPD claims.

A benefit, or lump sum payment from Super claims, or TPD claims from a private insurer, can cover medical fees, debts accrued, and provide an income to help as much as possible to restore the person’s quality of life. If a parent or partner or someone a person depends upon dies, the person may be able to claim death benefits from the deceased person’s private insurer or make Super claims from their fund to help with any financial burdens. Individual policies vary in their levels of TPD cover, waiting periods, and the length of time in which benefits are payable. So, if you can’t work for the reasons mentioned above, PK Simpson’s TPD claims and Super Lawyers in Melbourne can help make sure you are eligible for and receive the maximum lump sum to which you are entitled.

At PK Simpson Melbourne our TPD claims Lawyers and Super Lawyers focus on keeping our clients up-to-date and supported throughout TPD claims process.

Our expert TPD Lawyers will handle your claims, maximising each one, making sure no stone is left unturned.

What sort of compensation can I expect?

I Live in Melbourne, Can I Make TPD or Super Claims?

Yes, if you live in Melbourne or in any state throughout Australia, can make TPD claims, and Super claims from a private insurer or Super fund if you can no longer work. You can make TPD claims providing you’ve been employed and have Superannuation cover or private insurance with TPD cover. However, there’s a lot of variation between the different Super funds and other insurers concerning TPD, and between each policy, so it can be a complex process when it comes to who can and who cannot submit Super claims and TPD claims. But to be classified as totally and permanently disabled, or TPD, a fund member or policyholder, no matter where they live in Australia, must:

  1. Be classified as incapable, because of illness or injury, to work in any job for which they are reasonably qualified by experience, education or training
  2. Have completely ended their employment as a result of illness or injury
  3. Be 65 years or under on the date that they could no longer work due to the above
  4. Have TPD cover in their private insurance or Super policy on the day they stopped work.

You may be able to make TPD claims or Super claims from:

  • Employment Disability Insurance
  • A private Superannuation fund
  • Sickness or Accident Insurance
  • Life insurance
  • Trauma insurance
  • Income protection Insurance
  • Loan protection insurance
  • Mortgage protection Insurance

The lump sum payment you may be entitled to can range from $10,000 to over a million in some cases, but if you’re unsure about issues to do with TPD claims, or Super claims, contact your Super fund or call PK Simpson and talk to a specialist from our team of TPD Lawyers or Super Lawyers in Melbourne for professional advice.

No Win, no fee! At PK Simpson Melbourne we can help you with your Super claims and TPD claims!
Wherever and however your injury occurred, it’s worth talking to us – You’re in safe hands with PK Simpson TPD claims Lawyers- Never settle for second best

How do I make TPD claims and Super Claims?

Particular steps must be taken to lodge successful TPD claims and Super claims and these depend on which Insurance agent or Super fund is handling your policy. It also depends on whether or not you are covered for your particular TPD. To increase your chances of successful Super claims for TPD or other TPD claims, we urge you to seek legal help because the claims process can be lengthy, stressful, and confusing and at PK Simpson Melbourne our specialist TPD Lawyers and Super Lawyers can make sure you receive the benefits to which you are entitled. The following are some of the more usual requirements for making TPD claims, be these Super claims or from another insurer:

  1. Your employment history – Before you can make TPD claims, some policies ask that you have had a minimum level of employment.
  2. Waiting periods – To give all injuries, illnesses and symptoms enough time to stabilise and the total damage to be ascertained, some policies require a waiting period before lodging Super claims or TPD claims – but it’s important to seek legal advice as soon as possible after your injury or illness so you’re ready to lodge your TPD claims when necessary.
  3. The level of your disability – When lodging Super claims or other TPD claims, you will likely be asked to prove you have a minimal level of disability which will be considered when deciding when you can or cannot return to your previous job, or whether you are able to work at all.
  4. Permanent disability payouts – The amount of money you get from TPD claims and Super claims is normally based on weekly work hours or the total length of your employment.

TPD Lawyers, Super Lawyers

It can be stressful, complicated, and confusing when making TPD claims from a superannuation fund or private insurer without legal help, so let our specialist TPD Lawyers at PK Simpson Lawyers in Melbourne be of service. We can also make sure you receive the best possible result from your TPD claims or Super Claims, so it’s vital that you have a legal representative on your side because the law can be rather complicated. So, to protect yourself, make sure you contact us as soon as possible after your injury. PK Simpson in Melbourne has teams of specialist TPD Lawyers who can advise you on Super claims as well as which benefits you can claim. These Lawyers are expert and can explain the entire TPD claims process, and also what you can do if claims are rejected. We can make sure you receive the payments to which you are legally entitled from your Super claims or TPD claims from other insurers.

Is there a time limit to make TPD claims or Super claims?

Yes, there are certain time limits in which you must lodge Super claims and TPD claims from other funds or insurers. Therefore, it’s essential that you act as quickly as possible and obtain professional, expert legal advice from our specialist TPD claims or Super claims Lawyers in Melbourne before you lodge your claims. If you are ill and confined at home, our PK Simpson TPD Lawyers and Super Lawyers in Melbourne can mail or email documents to you, so you don’t have to meet face-to-face with our TPD and Super Lawyer experts. But it’s important to act quickly and get legal advice because time limits might begin to run out after you’ve stopped working, or in the case of rejected TPD claims, after the date that your insurer or Super fund declined them. PK Simpson TPD Lawyers can rework and lodge your TPD claims, and Super claims again, so don’t give up if your claims are denied initially.

PK Simpson in Melbourne has teams of specialist TPD claims and Super claims Lawyers on hand with the necessary skills, experience and personnel to manage all TPD claims.
We also win more than 99 percent of our cases!

If you have a Super fund or an appropriate insurance policy with appropriate TPD cover and you suffer from an illness or have had an injury that prevents you from working as you once did, you may be eligible for a lump sum payment from Super claims or TPD claims. Contact PK Simpson in Melbourne and talk to one of our specialist TPD Lawyers about TPD claims or Super claims today on 1300 757 467 or send us an email to enquiries@pksimpson.com.au.

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