TPD Claims & Super Lawyers Adelaide
Adelaide – Total and Permanent Disability Claims
If you’re a worker who has suffered an accident, injury or have an illness, you may be eligible for TPD claims (Total and Permanent Disability) or claims from your Superannuation policy or other insurer. If the injury or illness has caused you to be unable, for six consecutive months, to do the work you once did, you could be entitled to a TPD payment. At PK Simpson Adelaide we recommend that anyone in this position should check with our specialist Super Lawyers and TPD Lawyers to find out whether or not they may be entitled to submit Super claims or TPD claims. A lump sum TPD payment may be available if they can no longer work in the same capacity as they did before the illness, accident or injury.
Such benefits from Super claims, or TPD claims from a private insurer, can pay for medical fees, debts accrued, and provide an income to help restore the person’s quality of life. If a parent or partner (or someone a person depends upon) dies, that person may be able to claim death benefits from the deceased person’s private insurer or make Super claims from their fund to help with any financial burdens. Each individual policy usually varies in the waiting periods, levels of TPD cover, and the length of time in which benefits can be paid. So, if you can no longer work for the reasons mentioned above, PK Simpson’s TPD claims and Super Lawyers in Adelaide can help to ensure you are eligible for, and receive, the maximum lump sum payments.
At PK Simpson Adelaide our TPD claims Lawyers and Super Lawyers are committed to keeping our clients up-to-date and supported throughout TPD claims processes.
Our expert TPD Lawyers will handle your claims, maximising ach one, making sure no stone is left unturned.
I Live in Adelaide, Can I Make TPD or Super Claims?
Yes, if you live in Adelaide or any Australian state, can make TPD claims, and Super claims either from a private insurer or Super fund if you can no longer work. You can submit TPD claims providing you’ve been employed and have a Superannuation policy or private insurance with TPD cover. However, there’s usually a lot of variation between the different Super funds and other insurers with regard to TPD, and between each policy as well, so it can be complicated when it comes to who can and who cannot lodge Super claims and TPD claims successfully. But to be classified as totally and permanently disabled, or TPD, a fund member or policyholder, no matter where they live in Australia, must:
- Be classified as incapable, because of illness or injury, to work in any job for which they are reasonably qualified by education, experience or training
- Have stopped work as a result of illness or injury
- Be under 65 years on the date that they stopped work due to the above reasons
- Have TPD cover included in their private insurance or Super policy on the date they stopped work due to the above reasons
You may be able to make TPD claims or Super claims from:
- Sickness or Accident Insurance
- Employment Disability Insurance
- A private Superannuation fund
- Trauma insurance
- Life insurance
- Income protection Insurance
- Loan protection insurance
- Mortgage protection Insurance
The sum you may be entitled to receive can range from $10,000 to over a million in some cases, but if you’re unsure about TPD claims, or Super claims, don’t hesitate to contact your Super fund or call PK Simpson and talk to a specialist from our team of TPD Lawyers or Super Lawyers in Adelaide for advice.
No Win, no fee! At PK Simpson Adelaide we can assist with your Super claims and TPD claims!
Wherever and however your injury happened, it’s worth talking to us – You’re in safe hands with PK Simpson TPD claims Lawyers – Never settle for second best
How do I make TPD claims and Super Claims?
Certain steps must be taken to submit successful TPD claims and Super claims and these depend on which Insurance agency or Super fund has your policy. It also depends on whether or not your policy covers you for your TPD. To increase your chances of successful Super claims for TPD or other TPD claims, you are advised to seek legal help because the claims process can be lengthy, and at PK Simpson Adelaide our specialist TPD Lawyers and Super Lawyers can make sure you receive the benefits to which you are entitled. The following are some of the general requirements for making TPD claims, be these Super claims or from a private insurer:
- Your employment history – Before you can make TPD claims, some policies will require that you have had a minimum level of employment.
- Waiting periods – To give all illnesses, injuries, and symptoms time to stabilise and the full level of damage to be discovered, some policies ask you to wait for a certain period before lodging Super claims or TPD claims – but it’s important to seek legal advice as soon as possible after your injury or illness, so you’re ready to submit your TPD claims when due.
- The level of your disability – When lodging Super claims or other TPD claims, you are likely to be asked to prove you have a minimal level of disability which will be considered when ascertaining when you can return to your previous job, or whether you are not able to work at all.
- Permanent disability payouts – The size of the payment you may get from TPD claims and Super claims is usually based around the number of weekly work hours or the total length of your employment.
TPD Lawyers, Super Lawyers
Making TPD claims from a superannuation fund or private insurer by yourself can be stressful, complicated, and confusing, so let our specialist TPD Lawyers at PK Simpson Lawyers in Adelaide be of service. We can also ensure you receive the best possible result from your TPD claims or Super Claims, so it’s important that you have a legal representative on your side because the law is complicated. But to protect yourself, your family and future, contact us as soon as possible after your illness or injury stops you from working. PK Simpson in Adelaide has teams of specialist TPD Lawyers to advise you on Super claims as well as which benefits you can claim, explain the whole process, and also what you can do if claims are rejected. Our claims Lawyers can make sure you receive the payments to which you are legally entitled from your Super claims or TPD claims from other insurers.
Is there a time limit to make TPD claims or Super claims?
Yes, there are time limits in which you can lodge Super claims and TPD claims from other funds or insurers. Therefore, it’s crucial to act as quickly as possible and obtain professional, expert legal advice from our specialist TPD claims or Super claims Lawyers in Adelaide before submission. If you are ill and confined in your home, our PK Simpson TPD Lawyers and Super Lawyers in Adelaide can mail or email documents to you, so there’s no real need to meet face-to-face with our TPD and Super Lawyer professionals. But it’s essential to act quickly and get legal advice because time limits might begin to run out after you’ve stopped working, or in the case of rejected TPD claims, after the date that your insurer or Super fund declined them. PK Simpson TPD Lawyers can re-submit TPD claims, and Super claims that have been rejected, so don’t give up if your claims are denied.
PK Simpson in Adelaide has teams of specialist TPD claims and Super claims Lawyers on hand with the necessary skills, experience personnel to manage all TPD claims.
We also win more than 99 percent of our cases!
If you have a Super fund or an insurance policy with TPD cover and you suffer from an illness or have had an injury that prevents you from working, you may be entitled to a lump-sum payment from Super claims or TPD claims. Contact PK Simpson in Adelaide and talk to one of our specialist TPD Lawyers about TPD claims or Super claims today on 1300 757 467 or send us an email to email@example.com.