
Can I claim for motor accidents when no one is at fault?
Car Accident Compensation Guide
Understanding Compensation Claims
Even if you’ve been involved in a motor accident where no specific person is deemed ‘at fault’ (e.g., due to a sudden medical event or unavoidable hazard), you might still be able to claim compensation through certain schemes. PK Simpson can clarify your entitlements.
Negligence and Contributing Factors
Car accident compensation in NSW. Contributory negligence may still be a factor in blameless accidents.
Fault-Based Claims
Most individuals are aware that compensation is available for road users who sustain injuries from motor accidents where someone else is at fault. This may be due carelessness behind the wheel, the consumption of alcohol or various other factors beyond the plaintiff’s control.
Blameless Accidents
In addition, you may be surprised to learn that NSW legislation also enables you to pursue financial recompense for injuries – both physical and psychological – even when accidents are blameless. According to the state’s Motor Accidents Authority, such situations may arise when people suffer sudden illnesses like heart attacks and strokes while driving or if vehicles’ brakes fail.
Contributory Negligence
The courts can reduce your compensation if they believe contributory negligence is a factor. At first glance, this may seem incongruent with the concept of a blameless accident. However, you can still be considered negligent without your behaviour being a primary cause of the incident, such as forgetting to wear a seatbelt.
Blameless Accident in NSW
Case Study: Dowedeit v Nominal Defendant
Dowedeit v Nominal Defendant [2015] is a recent real-life example of a blameless accident occurring. The case was particularly unusual because there were no witnesses and the plaintiff, Ronald Dowedeit, suffered amnesia and could not recall the incident.
The Incident
The man was discovered lying on the road outside his apartment with serious injuries. He had nine broken ribs, as well as breaks to his forearm, pelvis and two vertebrae. Despite this, the plaintiff was unsure how the accident had happened.
Legal Framework
While there was relatively little proof that a vehicle struck Mr Dowedeit, the courts decided on the balance of probabilities that this was the most likely cause of his injuries. District Court Judge Philip Taylor offered an explanation for why he had to rule the accident as blameless.
“It was common ground that if I found that the injuries were caused by a motor vehicle and that there was no negligence, then the incident was a blameless motor accident,” he stated.
“Additionally, s 7C of the Motor Accidents Compensation Act 1999 presumes the motor accident to be blameless if that is alleged, and there is no evidence to the contrary. Both these requirements were satisfied in the present case.”

Blameless car accident compensation. You may still be eligible for compensation if you suffer injuries in car accidents where no one is at fault.
How Much Compensation Could I Receive?
What Compensation Covers
The above case highlights how unique certain car accident scenarios can transpire, which is why you should always contact an experienced compensation lawyer in NSW to discuss your claim. They can assess the circumstances surrounding the incident, gather evidence on your behalf and advise you on the best course of action regarding settlements and court proceedings.
Types of Coverage
If successful, your compensation could cover loss of past and future income, medical and care expenses and a range of other costs incurred following your injury. Your final payment may be subject to contributory negligence reductions.
Case Example and Outcomes
For instance, Mr Dowedeit was originally awarded $349,100 for his injuries. However, Judge Taylor halved the payment due to contributory negligence, even though the details of the accident were unknown. This was due to the fact the plaintiff admitted that he sometimes didn’t look left and right properly before crossing the road.
Final Judgment
The judge decided, again, on the balance of probabilities, that Mr Dowedeit would have seen an oncoming car if he had been paying attention. As such, the plaintiff’s compensation was reduced to $174,550.
Have you been in a car accident? Please contact a personal injury lawyer today to see if you’re eligible for compensation.
Frequently Asked Questions
Lodge your motorcycle accident claim as soon as possible, though you have up to three years in NSW. Severe catastrophic injuries may delay action—have someone contact PK Simpson within six months to meet time limits. Our free legal advice keeps your rights protected.
In NSW, you have three years from when the injury occurred to file a personal injury claim, with exceptions for minors. Consult our legal counsel to avoid missing court proceedings deadlines and secure accident compensation.
Motor vehicle, including motorcycle accident compensation claims finalise once your injuries stabilise, ranging from months to years, depending on recovery. Psychological injuries or permanent impairment may delay the process as we assess future income loss. PK Simpson ensures that all aspects, including medical appointments, are covered for a successful claim.
At PK Simpson, our motorcycle accident lawyers work on a no-win, no-fee basis—zero legal fees unless we win. Curious about how much compensation or motorcycle accident claims cost? We cover medical reports, easing financial strain. Check NSW CTP insurance claim cost details via our link or call for expert advice.
Claiming personal injury isn’t complex with PK Simpson’s help. Notify the police within 28 days and complete a claim form—our personal injury lawyers can assist. Get a medical certificate, gather medical records, and collect receipts for medical expenses and out-of-pocket costs. Submit these with the police report to the CTP insurer of the negligent driver or at-fault party. If liability is accepted, you’re entitled to lost wages, domestic assistance, and medical bills. If denied, our motorcycle accident claims solicitors fight for you. Seek legal advice for peace of mind.
A motorbike accident can be stressful, but here’s what to do:
- Ensure Safety: Move to safety if possible.
- Call Emergency Services: Dial 000 for help.
- Gather Evidence: Note the accident date, take photos, and record details.
- Exchange Information: Collect contacts and insurance info.
- Seek Medical Treatment: Visit a doctor for a medical certificate.
- Notify Your Insurer: File a motor accident claim quickly.
Our motorbike accident lawyers recommend thorough documentation to strengthen your motorcycle accident compensation claims.