It’s never a good thing when you get hurt on the job. Although your employer is required to possess workers’ compensation insurance under NSW law, there’s no guarantee you’ll receive payments if you sustain an injury.
This is one of many reasons why working with lawyers knowledgeable of NSW workers’ comp is a good idea. These professionals will fight on your behalf to ensure you get the cover you need, taking care of all the paperwork and litigation in the process.
Workers’ compensation lawyers will gather information to build your case.
In addition, reputable law firms have ‘no win, no fee’ policies. That means if you don’t win a claim, the lawyers will absorb the upfront costs, which are then subtracted from the final settlement. Here are four other ways consulting a lawyer can be of help:
1. He or she will investigate the incident
Based on the information provided through your claim, it’s possible the insurance company may reject it, preventing you from receiving much-needed payments. You may have left out some details regarding your accident.
Because workers’ compensation lawyers have worked in multiple cases regarding such incidents, they know what to look for. They’ll interview witnesses, take photographs, assess medical records and gather other evidence to build the best case possible.
2. Eliminates the stress associated with casework
When you’re sick or hurt, the last thing you want to worry about is providing the insurance company with the documents it needs. Having long discussions over the phone and visiting the insurer’s office simply adds to the stress. Not something you want to do when you’re trying to recover!
A lawyer won’t make you go through the stress of communicating with the insurance company. He or she handles all the irritating, stressful processes associated winning an injuries compensation claim. It certainly goes a long way when you should be relaxing.
3. He or she will ensure you receive provisional liability
As per NSW law, an insurer is required to deliver compensation benefits to support your income and injury management approach under provisional liability. This means they can provide payments without admitting liability.
We’ll ensure you get the money you need in the event of an accident.
However, there are cases when an insurer may be exempt from provisional liability, a few of which are listed below:
- The insurer believes there is insufficient medical information to warrant provisional liability.
- It’s unlikely that you were a worker
- The insurer is unable to get in contact with you
- You withhold information from the insurer
- Your injury is not related to your job
Because your injury compensation lawyer will provide all the necessary information, the insurer will have a very difficult time exempting itself from making provisional liability payments.
4. You’ll have more time for rehab
Just because you have to take time off to recover doesn’t mean you don’t want to get back on the job. If you work with a physiotherapist to expedite the time it takes for you to get back to full strength, chances are you don’t want to spend time corresponding with the insurance company.
Physiotherapy can boost your recovery.
That’s where your lawyer comes into play: You focus on getting better while he or she makes sure you’re still receiving payments. This gives you the time to work with professionals who can assess what factors caused the injury in the first place and how you can prevent such an incident from occurring again.
Which traits should a compensation lawyer possess?
- Efficiency – no one likes cases dragging out!
- A reputation for success
Don’t face insurance companies on your own. You need the payments available, so arm yourself with a team of knowledgeable, dependable lawyers. If you’d like to learn more about how a compensation lawyer can help you, contact our team today.